Finance

Spread the cost of payments with Klarna Finance

At Novatech, we've teamed up with Klarna Finance to offer you a variety of Finance packages to help you with getting the right technology you need whilst being able to spread the cost of the payments to suit you.

Finance is available on any product or combined basket with delivery between £277.78 and £25000.00 inc VAT. Choose the right package for you to get the dream PC, Laptop or if you're just looking to upgrade a current system with any Parts or Hardware such as Graphics Cards, Processors, Motherboard and much more.

Quick and easy online application
Select payments to suit you
Instant decision

It's Easy to Apply

Simply choose your goods and select Klarna Finance at checkout.

The online application takes just a few minutes and you'll receive an instant decision.

Select your purchases

Choose Klarna Finance at the checkout

Complete the online application

Receive an instant decision

Choose the initial deposit to pay

We like things simple, choose your deposit amount and your good to go.

We'll ask you for valid payment details during the application process.

You only pay if you're approved.

Klarna Finance

Low Rate 14.9% finance	After your initial deposit pay monthly over 12, 24, 36 or 48 months with a low APR of 14.9%.
Interest Free Finance - Only available on PCs or Laptops £800 Inc VAT and above	After your initial deposit pay monthly over 6 months with no interest.

Examples

The example finance pricing below is based on an order value of £1000:

Choose your finance product

Choose your deposit

paying 10% deposit

Who is eligible for finance?

Finance is available on orders of £277.78 or more, placed on our website.

You'll need to be:

18 years or older
A UK resident for 3 years or more/Permanent UK resident
Be able to make regular repayments by Direct Debit
In regular employment (minimum of 16 hours per week) including self-employment or in a permanent residence with your spouse/partner who's in regular employment
Have a debit card or credit card in your name and registered to your address and have a bank or building society current account

Other conditions may apply and we cannot guarantee that your application will be accepted.

Novatech acts as credit broker/intermediary and not as a lender. Credit products are provided exclusively by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority. Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.

Still have a few questions?

How long will it take to apply?

You should get an instant answer on whether your application for finance has been successful. In some cases, Klarna Finance - our finance provider - will need to look at the application in more detail before making their decision.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.