Finance

Spread the cost of payments with Hitachi Finance

At Novatech, we've teamed up with Hitachi Finance to offer you a variety of Finance packages to help you with getting the right technology you need whilst being able to spread the cost of the payments to suit you.

Finance is available on any product or combined basket with delivery between £277.78 and £25000.00 inc VAT. Choose the right package for you to get the dream PC, Laptop or if you're just looking to upgrade a current system with any Parts or Hardware such as Graphics Cards, Processors, Motherboard and much more.

Quick and easy online application
Select payments to suit you
Instant decision

It's Easy to Apply

Simply choose your goods and select Hitachi Finance at checkout.

The online application takes just a few minutes and you'll usually receive an instant decision.

Select your purchases

Choose to pay by finance at the checkout

Complete the online application

Receive an instant decision

Choose the initial deposit to pay

We like things simple, choose your deposit amount and you're good to go.

We'll ask you for valid payment details during the application process.

You only pay if you're approved.

Hitachi Finance

Low Rate 14.9% finance	After your initial deposit pay monthly over 12, 24, 36 or 48 months with a low APR of 14.9%.
Interest Free Finance - Only available on PCs or Laptops £800 Inc VAT and above	After your initial deposit pay monthly over 6 months with no interest.

Examples

The example finance pricing below is based on an order value of £1000:

Choose your finance product

Choose your deposit

paying 10% deposit

Who is eligible for finance?

Finance is available on orders of £277.78 or more, placed on our website.

Eligible criteria:

Minimum age of 18yrs
UK resident for more than 12 months
Own personal bank account from which a Direct Debit can be taken
Permanent employment, working minimum 16hrs per week
Self employed
Retired person
On disability
Registered carer
Unemployed & 'house person' (with consent of co-habiting working partner)

Non Eligible:

Unemployed without a spouse/partner in full time employment
Temporary positions/agency workers
Unregistered child-minders
Foster carers without a spouse in full time employment
Full Time Students (other than trainee nurses/doctors)
Supply teacher without permanent contract to specific school

Other conditions may apply and we cannot guarantee that your application will be accepted.

Credit subject to status and affordability. Terms & Conditions Apply. Novatech Limited is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Still have a few questions?

How long does the application take?

On average it typically takes 5 minutes to complete an application with Hitachi providing a lending decision within 10 seconds. If the application refers then this will go to an underwriter and Hitachi will typically respond in 15 - 30 minutes.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.