Finance

Gaming PCs on Finance Available

Pay for your Gaming PC the way you want with our Finance options where you'll get an instant decision and you can select the payments that suit you.

Selected Finance available on all Gaming PCs, Home and Office PCs, Laptops, Workstations and Servers including 0% Finance Options.

Shop Gaming PCs

Spread the cost of payments with Novuna Finance

At Novatech, we've teamed up with Novuna Finance to offer you a variety of Finance packages to help you with getting the right technology you need whilst being able to spread the cost of the payments to suit you.

Finance is available on any product or combined basket with delivery between £277.78 and £25000.00 inc VAT. Choose the right package for you to get the dream PC, Laptop or if you're just looking to upgrade a current system with any Parts or Hardware such as Graphics Cards, Processors, Motherboard and much more.

Quick and easy online application
Select payments to suit you
Instant decision

It's Easy to Apply

Simply choose your goods and select Novuna Finance at checkout.

The online application takes just a few minutes and you'll usually receive an instant decision.

Select your purchases

Choose to pay by finance at the checkout

Complete the online application

Receive an instant decision

Choose the initial deposit to pay

We like things simple, choose your deposit amount and you're good to go.

We'll ask you for valid payment details during the application process.

You only pay if you're approved.

Novuna Finance

Low Rate 14.9% finance	After your initial deposit pay monthly over 12, 24, 36 or 48 months with a low APR of 14.9%.
Interest Free Finance - Only available on PCs or Laptops £800 Inc VAT and above	After your initial deposit pay monthly over 6 months with no interest.

Examples

The example finance pricing below is based on an order value of £1000:

Choose your finance product

Choose your deposit

paying 10% deposit

Who is eligible for finance?

Finance is available on orders of £277.78 or more, placed on our website.

Eligible criteria:

Minimum age of 18yrs
UK resident for more than 12 months
Own personal bank account from which a Direct Debit can be taken
Permanent employment, working minimum 16hrs per week
Self employed
Retired person
On disability
Registered carer
Unemployed & 'house person' (with consent of co-habiting working partner)

Non Eligible:

Unemployed without a spouse/partner in full time employment
Temporary positions/agency workers
Unregistered child-minders
Foster carers without a spouse in full time employment
Full Time Students (other than trainee nurses/doctors)
Supply teacher without permanent contract to specific school

Other conditions may apply and we cannot guarantee that your application will be accepted.

Credit subject to status and affordability. Terms & Conditions Apply. Novatech Limited is a credit broker and is Authorised and Regulated by the Financial Conduct Authority.

Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348. The register can be accessed through http://www.fca.org.uk

Still have a few questions?

How long does the application take?

On average it typically takes 5 minutes to complete an application with Novuna providing a lending decision within 10 seconds. If the application refers then this will go to an underwriter and Novuna will typically respond in 15 - 30 minutes.

What happens if my application is turned down?

Applications may not be accepted for a number of reasons, including mistyped information or not meeting the specified requirements. Please note that other conditions may apply and we cannot guarantee that your application will be accepted. If your application isn’t successful, you can still purchase the item in full with a valid credit or debit card.

Will I be charged if my application is declined

No, you will not be charged anything if your application is unsuccessful.

What do I need to apply?

All you need to do is fill out the online form at the payment stage and add an electronic signature. It’s important you use your full name and address details and make sure everything is spelt correctly.

Who are Novuna Finance?

Novatech is an introducer of unregulated credit products provided exclusively by Mitsubishi HC Capital UK PLC. Finance is subject to status, terms and conditions apply.

When do my payments start?

Approximately one month after receiving goods. For buy now pay later (if offered) payments will commence once the deferral period has expired.

Are there any setup fees?

No, there are no setup or hidden fees included.

Can I pay off my loan early?

Yes, you can pay off a Novuna loan early and without financial penalty. This is one of the benefits of Novuna loans, as other lenders often include early repayment charges in their terms.

Complaints

On the rare occasion that we do receive a complaint, we take it very seriously. If you are unhappy with the any aspect of the goods you purchased with us you may contact us in any way you prefer. Our contact details are as follows;

Phone: 02392 322 500

Email: customer.services@novatech.co.uk

Write: Customer Services, Harbour House, Hamilton Road Cosham, Portsmouth, Hampshire, PO6 4PU.

If your complaint relates to your finance agreement

If your complaint relates to the finance linked to your purchase you can still let us know about this, but we will forward it on to your credit provider Novuna. Novuna will acknowledge your complaint and investigate it thoroughly and issue their response within eight weeks.

What to do if you can't reach an agreement

If you are not satisfied with Novuna’s response to your complaint relating to the finance agreement, you may be able to refer the matter to the Financial Ombudsman Service. You must contact them within six months of the date of Novuna’s final response letter to you.

They can be contacted in the following ways:

Phone: 0300 123 9 123

Email: complaint.info@financial-ombudsman.org.uk

Write: Financial Ombudsman Service, Exchange Tower, London, E14 9SR

Further details can be found on the Financial Ombudsman Service website: www.financial-ombudsman.org.uk